Home Finance Notebook

Having all of your bills and account information in one place is so helpful and is one of the best ways to reduce stress in your home. We have tried using an expanding file in the past but have found that it is bulky and easily becomes disorganized. One solutions is to use a binder to keep everything together!

Using a 1 1/2 - 2 inch binder and a set of dividers organize your bills in one of two ways based on your preference, either by billing company or by date/month. Another helpful tool that I keep in the front of my binder is the {Account Information Spreadsheet}. I use this to keep track of all our family's bills - - - their contact information, as well as our bill informations such as amount and due date for budgeting purposes. The other resource I love is the {Bill Pay Tracker}. This helps me make sure everything gets paid each month and allows me to easily see the payment history for each account.

For more information on creating a family budget and getting out of debt I highly recommend Dave Ramsey and his program "Financial Peace University".